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3 bad money habits you’re passing on to your children

first_imgIt can be easy to forget in our busy day-to-day lives that our children are paying close attention to our words and actions. They emulate what they see around them and grow increasingly impressionable with age. It’s important to positively influence them by demonstrating proper behaviors and habits they can learn from. When it comes to finances, there are a variety of ways you can properly educate your children, including discouraging them from practicing these three bad money habits.Impulse buyingWhen you go shopping do you follow a set shopping list? If your answer is “no” and you shop with your children, it’s time to start sticking to your plan. When you’re shopping, and grabbing things without any forethought, you are showing your children that sticking to a budget is not your priority. They may also view your impulse shopping as disorganized and unstructured. Instead, instill in them the importance of writing down a plan and getting only what’s necessary to stay on the right track with spending.Not talking about moneyAs children get older and they begin to understand the value of money, it’s important they are taught to be open about financial issues. Some view money matters as difficult or awkward to talk about. But, when it comes to building confidence in your children, it’s vital they learn the skills necessary to effectively manage their personal finances. Developing healthy financial habits from an early age is extremely important and it begins with everyday conservations.Living above your meansIf your child asks for something at the store, but you don’t have the money to buy it, it’s okay to use that old saying, “money doesn’t grow on trees.” So many Americans live outside of their means in an effort to “keep up with the Joneses.” Instead of raising entitled children that expect everything no matter how tight funds are, teach them the importance of differentiating between “wants” and “needs.” Help them understand that it’s okay to splurge on occasion but it’s more important to budget and save in order to maintain good financial standing for a happy, stress-free life. 46SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Wendy Moody Wendy Moody is a Senior Editor with CUInsight.com. Wendy works with the editorial team to help edit the content including current news, press releases, jobs and events. She keeps … Web: www.cuinsight.com Detailslast_img read more

Chelsea 2 – 2 Juventus

first_imgChelsea failed to open their defence of the Champions League with victory as Juventus staged a stirring comeback to earn a draw at Stamford Bridge.Brazilian summer signing Oscar was Chelsea’s inspiration with two swift first-half goals on his full debut – the second a spectacular long-range effort that left Juventus keeper Gianluigi Buffon helpless.But the Italian champions, unbeaten domestically in 42 Serie A matches, demonstrated their pedigree and strength to mount a recovery and earn a point.Arturo Vidal’s goal put them back in contention before half-time and substitute Fabio Quagliarella ensured the points were shared with an equaliser nine minutes from time.Oscar took the honours for Chelsea with a performance of rich promise on his first start since his £25m switch from Internacional. And the highlight of this opening Champions League group game was the moment the 21-year-old won the hearts of Stamford Bridge with his magnificent second goal.But even with the lead Oscar gave them, Chelsea were never able to exert complete control and it was no surprise when Juventus eventually drew level via Quagliarella’s cool late finish. Before Oscar transformed the complexion of this game, Juventus had created the two best openings of the half. Chelsea keeper Petr Cech saved at the feet of Claudio Marchisio after he beat the offside trap and Mirko Vucinic shot wastefully wide from the angle after he was played in by Vidal.Oscar had been on the margins of the action early on – but made himself an instant hero with the Stamford Bridge crowd.He gave Chelsea the lead with a 20-yard shot that took a crucial touch off Leonardo Bonucci to take it away from the grasp of Buffon.It was a strike that carried a hint of good fortune but the second was a testimony to his touch and technique as he turned from 25 yards before curling the most precise of right-foot finishes high beyond the stretching Buffon.Juventus deserved something for their first-half efforts and they were rewarded seven minutes before half-time as Vidal’s low shot crept past Cech into the bottom corner. Italy keeper Buffon illustrated his enduring quality in the opening moments of the second half as he dived low to his right to turn away Branislav Ivanovic’s shot, then showed good reflexes to divert Frank Lampard’s free-kick to safety.Oscar had been less influential after the break and shortly after being felled by Bonucci he was replaced by Juan Mata to a resounding ovation from Chelsea’s supporters.Mata soon had a glorious chance to ensure victory as his one-two with Eden Hazard carved the visitors apart, but he fired into the side netting.It was to prove costly as Juventus continued to play with ambition in search of at least a point and they were level with nine minutes left. Jon Mikel Obi lost possession and Marchisio’s pass allowed Quagliarella to escape John Terry’s attentions and slide a finish under Cech.He almost made the turnaround complete with an effort from the edge of the area that clipped the top of the bar with Cech beaten, but Chelsea survived and claimed a point.last_img read more

Drogba gets ‘Spirit of the Game Award’ after donating all commercial earnings to charity

first_imgChelsea forward Didier Drogba has been commended for his charity work in Africa by Barclays.The 37 year-old striker, who scored in Chelsea’s 3-1 win against Leicester on Wednesday, won the Spirit of the Game Award for his tireless charity work off the pitch.Speaking in a video released by the Premier League sponsor, Drogba commented: “I come from a poor family where I played football in the streets with my friends with no shoes, there was no grass but we still enjoyed it. There is nothing better than when you see a kid with a smile on his face and that is why I’m trying to help. I want to do a lot of things in Africa, I want to give people the chance to dream, and it is easier to dream when you are in good health and happy.”Drogba recently helped to raise £400,000 for the Didier Drogba Foundation at a charity ball attended by fellow footballers including; Petr Cech, Eden Hazard, Bransilav Ivanovic, Gary Cahill, Juan Cuadrado, Nemanja Matic, Thierry Henry, Louis Saha, Edgar Davids, Jermaine Defoe and John Terry.The money will be used to complete the medical clinic in Abidjan and help finance mobile clinics that will travel outside of the capital to those who are either to sick or poor to make the journey to the centre.—last_img read more