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3 ways your credit union can offer better financial education during COVID-19

first_imgThis is placeholder text continue reading » The coronavirus crisis is stretching into its ninth month — and the pandemic is still weighing heavy on the minds (and pocketbooks) of many Americans.As difficult as they may be, times like these present an opportunity for financial institutions: this is the time to truly step up to the plate, to serve as a trusted partner and guide for members.And while hugs, handshakes and in-person seminars seem like a thing of the past, your credit union can still make an impact — particularly through offering financial education. Here are three tips from the team at Zogo:Don’t limit your focus. Many banks and credit unions partner with schools to provide financial education. It’s important that students have access to this knowledge, and we’re big believers in introducing financial literacy early — but, if possible, don’t limit your efforts to one age group. This post is currently collecting data…center_img ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more

Jakarta extends restrictions ahead of Ramadan

first_imgJakarta Gov. Anies Baswedan said therestrictions that were to end Thursday will be extended to May 22. In a live-streamednews conference late Wednesday, Baswedan urged Muslims to suspend mosqueactivities during Ramadan to break the coronavirus transmission chain. BANGKOK – Social restrictions inIndonesia’s capital have been extended as Muslims in the world’s most populousMuslim nation prepare for a month of fasting. Residents practice social distancing as they queue for donated food during the coronavirus pandemic in a slum area in Jakarta, Indonesia, Wednesday, April 22, 2020. APcenter_img Islam’s holiest month is expected tobegin Friday after clerics agreed on the sighting of the moon. Faithful Muslimsusually fast during the day then congregate for night prayers, called Tarawih,and share communal meals called iftar. (AP)last_img read more

Ecclestone Backs Hamilton for 2016’s World Title

first_imgAnd Ecclestone predicted: “I think Hamilton will win the championship.”The F1 supremo added: “Ferrari have been a little bit unlucky. A couple of races they could and should have won. So we’ll see, a long way to go.”Mercedes have only been defeated once in the seven races since the start of 2016, but Ferrari and Red Bull have increasingly challenged the world champions. Just three tenths of a second covered the three teams in qualifying in Canada last weekend and Sebastian Vettel arguably should have won the race for Ferrari.“It’s getting better isn’t it?” said Ecclestone, who hit the headlines ahead of the season when he said he would not buy a ticket for his family to watch F1. “We’ve got some racing.” The F1 supremo was speaking ahead of the European GP in Azerbaijan, where the new Baku City Circuit stages its first grand prix this weekend.The sport’s calendar has increased to a record 21 races this year and Ecclestone was coy about how many will form 2017’s schedule. “We’ll have to look and see,” he said. “We could have 22. We’ll probably have 18…” But asked if a reduction to as few as 18 was really a possibility, Ecclestone replied: “No.”Nonetheless, while a sharp reduction in races is unlikely, there doubts remain over several of F1’s most long-standing venues.The Italian GP at Monza has featured in every F1 season except one, but contract negotiations have become protracted and Ecclestone joked recently “all they’ve got to do is find a pen”.“They’re still looking,” he said on Thursday.Doubts over the Brazilian GP at Interlagos have also surfaced owing to delays in renovation work and Ecclestone admitted: “Brazil has got a few problems at the moment.”However, the 85-year-old reckons the oil price crisis which has afflicted the Azerbaijan economy over the past year will not put their new contract in jeopardy.“There’s more chance of them doing seven years than me doing seven years!” he quipped.Share this:FacebookRedditTwitterPrintPinterestEmailWhatsAppSkypeLinkedInTumblrPocketTelegram Bernie Ecclestone reckons Lewis Hamilton will end 2016 as F1’s world champion for the third successive year.Hamilton has cut Nico Rosberg’s once 43-point lead to just nine with back-to-back victories in Monaco and Montreal and could take over at the head of the Drivers’ Championship as early as this weekend if he wins the European GP and his Mercedes team-mate finishes third or lower.last_img read more

Guyana needs “proper” Access to Information Act – Transparency activist

first_imgTrinidadian-based transparency activist, Afra Raymond, has stated that Guyana needs to have a “proper” Access to information Act, as he highlighted some of the snags in the current legislation.During a public lecture in Guyana to observe World Press Freedom Day, Raymond pointed out that while Guyana has access to the Information Act in force, there are a few striking contents of the legislation.He went on to outline that among those is the 20-year cap for the disclosure of Cabinet documents.“The documents that are submitted to Cabinet are exempted from disclosures for 20 years, in Trinidad and Tobago its 10 years. I think 20 years is way too long, it should be disclosed in a fast time scale. Something that is 20 years old is literally an old dried up historical document, and that provision needs to modernise,” he posited.Another issue the transparency activist raised is the noticeable absence of judicial review laws, which he insisted must be addressed.“The opportunity to judicially review an administrative decision doesn’t exist in Guyanese law. You don’t have a Judicial Review Act that has been implemented. That is how I made my legal challenges in Trinidad and Tobago; because a public authority receiving an application for information under the Freedom of Information Act has to respond in accordance with the law.”He noted that if they fail to respond in accordance with the law, then “you then have grounds for a judicial review but you have to have a Judicial Review Act that gives you a channel to go to the court and say, this authority did not comply with the law. And without the judicial review avenue, you don’t have much of a channel.”Guyana’s Access to Information Act allows for persons aggrieved by a decision of the Commissioner of Information to apply to the High Court for a review of that decision.Meanwhile, President of Transparency International Guyana Inc, Troy Thomas, too had echoed similar sentiments about strengthening and improving the Access to Information laws. He noted that the conversation on transparency and anti-corruption cannot be had without the proper access to information.“You can speak (about transparency and corruption) but what would be the supporting evidence about which you speak. And our Access to Information Act, TIGI has concluded recently, can be used to restrict access to information instead of facilitating access to information and that is something that needs to be addressed,” Thomas said, adding too that, “While you can collect information from individuals, you should be able to access documents but we have an access to information Act that does not facilitate that or depends on the Commissioner and what he thinks about what you would have requested.”This, according to the head of the transparency watchdog body, is not appropriate nor the standard that should obtain.The Access to Information Act was passed in the National Assembly on September 15, 2011 and was assented to by the then President on September 27, 2011. However, it was not until May 2013 that the Commissioner of Information was appointed, thereby bringing the Act into operational effect.The Act sets out a practical regime of right to information for persons to secure access to information under the control of public authorities in order to promote transparency and accountability in the working of the Government and public authorities.The Commissioner of Information is former Justice Charles Ramson Sr, who has held the position since its creation. Last year, he complained of being stifled of resources by Prime Minister Moses Nagamootoo, who is the Minister of Information.last_img read more

No class action against State Farm

first_imgIn a class action, a court authorizes a single person or a small group of people to represent the interests of a larger group. Guice’s attorneys have argued that the facts in each “slab case” against State Farm are essentially the same and should be heard together. But State Farm says the cases must be tried separately because the facts of each claim are different. “We’re pleased with Judge Senter’s affirmation that each claim is unique and no two property owners experience the same type of loss,” State Farm spokesman Phil Supple said. A disappointed Guice said certifying a class action may be the only way to provide legal relief to homeowners who are “too weak to forge ahead alone.” A federal judge on Thursday refused to allow a class action against State Farm Insurance Cos. over the insurer’s denial of claims on Mississippi’s Gulf Coast after Hurricane Katrina. State Farm policyholder Judy Guice had asked U.S. District Judge L.T. Senter Jr. to permit her to join other policyholders whose homes were reduced to slabs by the August 2005 storm in a class action against the Bloomington, Ill.-based insurer. But the judge, who heard testimony on the proposal during a Feb. 28 hearing in Gulfport, Miss., ruled Thursday that a class action for “slab cases” is “inconsistent with the requirements of due process.” “While each of the many `slab cases’ has in common the fact that the insured property was totally destroyed during Hurricane Katrina, the many other factual differences between the cases preclude the relief that Guice is seeking,” Senter wrote in his three-page ruling. last_img