Additional drought information and updates can be found at www.georgiadrought.org. Automated weather data is at www.georgiaweather.net. Daily rainfall data is at www.cocorahs.org. U.S. Geological Survey data is at ga.water.usgs.gov. Water conservation information is available at www.conservewatergeorgia.net. Currently the climate pattern is a weak La Niña pattern tending toward a neutral pattern. A typical weak La Niña spring brings wet weather across the northern piedmont into the mountains, just like north Georgia experienced in March. However, across the coastal plain and southern piedmont, a weak La Niña spring is usually warm and dry. Outside the series of storms that crossed the coastal plain over the last several days, the expected La Niña pattern has occurred.Moisture conditions are in good shape across most of the state’s northern half, but the typical moisture recharge period will be ending soon. By the middle of April, plants are in full spring growth and using tremendous amounts of water. By the middle of April we can expect the soils to begin to dry because of increased plant water use. Additionally, by the middle of April, temperatures are routinely in the 70s to low 80s. This means that evaporation will increase. This late spring and summer drying is normal.The outlook is for a few more weeks of recharge followed by the normal drying of the soils due to plant water use and evaporation. May is usually a dry month. Little recharge is expected from May through October, but this is typical for Georgia. The big unknown is what the tropics will bring Georgia this summer and winter. Much of the state’s late summer and fall rain comes from tropical disturbances. Without moisture from the tropics, August through October can be very dry. At this time there are no clear indications of how much rainfall the summer will bring. By David StooksburyUniversity of GeorgiaAn unusually wet March has brought major drought relief to north Georgia. Only the Lake Lanier and Lake Hartwell basins are now in drought. The remainder of north Georgia is drought-free.Abnormally dry to moderate drought conditions continue across south Georgia, however. Though relief has come, long-term rainfall deficits are still a concern. Small and medium reservoirs are full. The major exceptions are Lake Lanier and the Savannah River Valley reservoirs Hartwell, Russell and Clarks Hill.Rain across the piedmont and mountains have resulted in the soil moisture being near normal for the end of March. However, soils across south Georgia remain abnormally dry. The counties in north Georgia classified as being in moderate drought are Union, Towns, Rabun, Lumpkin, White, Habersham, Hall and Stephens. With the exception of northwest Georgia, which has normal moisture conditions for late March, the rest of north Geogia is classified as abnormally dry because of long-term rain deficits.Coastal plain counties in south Georgia are classified as being abnormally dry or in moderate drought. Abnormally dry counties are south and west of Muscogee, Chattahoochee, Marion, Schley, Sumter, Lee, Worth, Colquitt and Brooks. The remaining coastal plain counties are classified as being in moderate drought.
By Taciana Moury/Diálogo February 15, 2017 The Brazilian KC-390 military transport jet, designed and built by Embraer, is in the final phase of certification. The program for the design and construction of two initial prototypes will cost an estimated $1.5 billion and is being done jointly with the Brazilian Air Force (FAB, per its Portuguese acronym). The FAB plans to acquire 28 planes, with the first delivery expected in 2018. Both prototypes are well on their way to certification. According to the KC-390 Program Director, Paulo Gastão Silva, from the initial flight tests, on October 26, 2015, the KC-390 prototypes have logged more than 800 flight hours. Initial operational clearance for the KC-390 is expected to be issued by the end of 2017, with certification of its operational capabilities expected in 2018. For Gastão, the KC-390’s performance and its expected capabilities through the use of advanced engineering are being confirmed in these tests. “The hose extension of the air refueling system has already been tested in high-speed and slow-speed conditions, as well as cargo drops and paratrooper jumps using the lateral cargo hold doors and the rear ramp, in a joint effort with the Brazilian Air Force and Army. This program has already gone through the plane’s entire flight log, reaching a cruising speed of Mach 0.8 and an operating altitude of 36,000 feet,” he said. The current stage of flight testing is, according to Gastão, devoted to testing the exterior aerodynamic settings and certifying the plane’s flight systems. The timeline for the coming months includes: certifying the fuel system, hydraulics, and air brakes; initial aerodynamic freezing tests; landing in wind shear conditions; and evaluating the in-flight refueling system coupled with the aircraft in refueling mode. New performance standards “The KC-390 was developed in order to set new in-class performance and capability standards, while at the same time coming in at a lower market cost over its life cycle. It is faster and transports more payload than other airplanes in its class,” Gastão explained. The aircraft is capable of transporting a payload of up to 26 metric tons at a speed of 470 knots (870 km/h), and it can even operate on unpaved or damaged runways. Gastão pointed out that the onboard avionics also include fly-by-wire control, saving work for the pilots and increasing mission efficiency, as well as a cargo handling system that allows the aircraft to be quickly reconfigured. “Different types of payload can be transported, such as pallets, vehicles, helicopters, troops (up to 80 soldiers in full gear), paratroopers (up to 66 paratroopers in full gear, who can jump either from the lateral doors, or from the rear cargo ramp), stretchers for aerial medical evacuation (up to 82 standard NATO stretchers), or a combination of configurations.” For the Embraer executive, in addition to the project’s technical benefits, it also adds value to the Brazilian aviation industry. “The KC-390 enables us to create platforms for export that are a net positive for Brazil’s balance of trade, as well as creating jobs in Brazil, leveraging our national supply chain, and developing new technologies for the industry.” Some countries have already expressed interest in acquiring the new airplane. “There is a growing global demand for this class of aircraft, and the KC-390 stands out in the marketplace,” Gastão said. The Combat Aircraft Program Coordinating Committee is the Brazilian Air Force institution responsible for handling issues related to the development of this aircraft. Additionally, the Brazilian government, through the Air Force, is the intellectual property rights holder of the KC-390. According to Lieutenant Colonel Marcelo Hiroshi Kono, an aeronautical engineer who is the assistant manager for the KC-390 Project, a multidisciplinary team from FAB is monitoring every stage of the project, together with Embraer. FAB pilots and mechanics, as well as paratroopers, infantry soldiers, and airmen from other specialties are also participating in the project, submitting their suggestions to the development team. In all missions conducted by the transport aviation wing of the Brazilian Air Force, professionals were observing these efforts and searching for alternatives that might improve the plane’s functionality. “The level of detail included such things as which side of each door should open, and the ideal spot for a lever,” Lt. Col. Kono noted. Missions In the Brazilian Air Force, the KC-390 will go on missions for air logistics transport, air refueling, search and rescue, and fighting forest fires. According to Lt. Col. Kono, the KC-390 is capable of refueling a wide range of FAB aircraft in flight, from fighters to H-36 helicopters, as well as other KC-390s. “The possibility of refueling combat planes means that it acts as a range multiplier – something that enables long-distance missions or even aerial combat patrols of several hours’ duration. Additionally, a fleet of KC-390s is quite important in a conflict, transporting troops and dropping paratroopers or cargo into conflict zones,” Lt. Col. Kono said. Lt. Col. Kono also underscored the aircraft’s capability of landing on short runways, even unpaved ones, enabling it to bring logistical support closer to the front lines. “The KC-390 flies faster and longer, and carries more payload than other aircraft, as well as having state-of-the-art electronics; and because it is a new project, it has a wide margin for further improvements. Also, the cargo compartment is quite large,” he emphasized.
Sign up for our COVID-19 newsletter to stay up-to-date on the latest coronavirus news throughout New York Yes! Yes! Yes! Disney on Thursday released the latest trailer for “Star Wars: The Force Awakens.” The film is scheduled to be released Dec. 18. Enjoy:
41SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Sarah Volling Sarah Volling is Marketing Manager at Accenture Mortgage Cadence. Beginning her career with the company over seven years ago, Sarah now oversees the marketing department, strengthening brand identity through thought … Web: www.accenture.com Details “Another article about Millennials?” you might be asking yourself. I can guarantee this is unlike most articles you have read. The industry is buzzing about the opportunity these future homebuyers will create for lenders. However, the fact of the matter is that most Millennials are still not buying homes. Because of this, I decided to do a little digging to identify why this is the case and what, if anything, lenders can do to begin nudging Millennials in the right direction. While I myself am, in fact, a Millennial, I am the exception to the rule. Find out more about my story and those of other Perennial Homebuyers here. Read on to uncover a firsthand account of one Millennial, Taylor Epskamp, who is just beginning his journey on the path to being a first-time homebuyer.Q: How old were you when you decided you might be interested in buying your first house? A: I became seriously interested in buying my first home just a few months ago at age 25. However, I can remember as far back as high school casually flipping through the homes listed for sale in the back of our newspaper. I had a vision of becoming some sort of real estate mogul prodigy, yet I certainly couldn’t pursue that career path given my lack of steady income at the time.Even after starting my first post-undergrad position, the idea of buying a home seemed like bad planning. Who knew where I would end up? In the year following graduation, I left my hometown of Chicago and made my way out west to Colorado. Once there, I rented a home with several roommates before moving again the next year to my current apartment where I live with my girlfriend. In the two years since graduating, I moved 5 times, so home buying definitely didn’t fit into the picture. Now, nearly four years after graduation, home buying feels like something I should consider. My savings account is looking better, I’ve developed a connection to my current city, and my parents surprised me with an incredibly generous offer to cover a down payment. Although my newfound stability could easily be offset by a sudden end to my long-term relationship or a shift in my career, those factors seem less significant than they did even six months ago. Q: Who have you been asking for advice regarding where to start and what to consider when buying a home?A: When seeking advice about buying a home, I naturally started with asking my parents. I didn’t receive the straightest of answers on some of the questions. What happens if I need to move in a few years? Could I rent my home out? Is it a good time to buy? And so I began to supplement our conversations with research online. I encountered some great rules of thumb and even calculators that move backwards from the maximum mortgage payment you could afford, yet I still felt like I didn’t have a complete picture. With a little more context on the home buying process, I casually sought opinions from like-minded twenty somethings. A central question was, “Where do I start?” A few referred me to their favorite realtors and recommended I speak to my bank of choice about getting preapproved. I learned, however, that pre-approvals are typically only good for 30 days, and the idea of owning a home in a month made my palms sweat a little. Even after research, I’m not quite clear on where I should go for a preapproval: credit union, community bank, or a big bank? Although it’s a huge buying decision, I’m trying not to get bogged down by all of the details, at least initially. The important thing is to just start this process, working it out as I go. Q: Your last statement ties in nicely to my next question. What is the biggest roadblock preventing you from actively beginning your home search?The first obstacle I see when looking to buy a home is a deep seeded fear that I am too naïve. If I don’t know my budget, I might get talked into a home that I can’t afford comfortably. I’m also worried about finding the best terms for a loan. An interest rate that’s only slightly higher could play out as a loss further down the road. This vaguely irrational fear is coupled with the realization that I would be tied to a specific location regardless of other factors such as a relationship, career, or lifestyle change. In other words, I might be married for better or for worse to my mortgage. In contrast, it’s fairly easy to break your apartment lease or to sublet for a few months until it runs out. The flexibility that renting affords is like a giant security blanket for us young professionals. Finally, I worry about home maintenance. With the wrong home, I could find myself choosing to pay for a new roof instead of going on that trip I had planned. Even the thought of having to putter about my lawn instead of going rock climbing is a sacrifice I’m unsure I want to make. Okay, so lawn work can be highly gratifying, but the point is that home maintenance potentially represents a huge time commitment. Even for young professionals with the means to buy their first home, there are many obstacles they see in their way. Saving up for a down payment (they likely aren’t familiar that FHA loans are an option), learning the buying process, and sacrificing some flexibility and independence are all valid concerns.Lessons to be learned:Taylor mentioned he does not know what type of bank to go with. Now is the time to target Millennials through social media and advertising campaigns geared at differentiating yourself in a crowded market. Answer the question: “What can you do for me that no one else can?”Millennials don’t want to feel tied down to a given city – let alone a house. Educating this generation on the potential to turn a home into an income property or how the selling process works would likely squash many of their concerns. Consider short, educational videos you can post to social media or your website. Millennials are likely to watch a 2 minute video before picking up the phone to chat.Consider adding calculators to your website that compares renting to buying. Renting often costs more each month than a monthly mortgage payment. Millennials likely don’t know this. This is not much different than a standard calculator you already have on your site today, but positioning it in a way that speaks to Millennials is key.The silver lining: as these individuals tire of handing check after check over to their landlords, acknowledging their loss of equity, home ownership will be a natural next step. Taylor closed by saying, “I’m not ready to pull the trigger just yet, but I am willing to talk to a few realtors and maybe even shop around for a lender.”
12SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr My first awareness of “feedback” was listening in the garage to the noise created by my brother on his guitar. When I complained of the hideous screeches and racket he was making he just claimed it was the “feedback” not his lack of musical talent that sounded so unpleasant. The next time I came across the term I was at a school party having a nice time and a popular mean girl came up to me and asked me “can I give you some feedback?” I responded that she could, even though I wasn’t too sure what it meant, and she proceeded to inform me “I would never wear that” and walked off.It doesn’t seem logical, but from that shaky start, I have come to adore feedback in both its positive and negative forms. When given correctly, there is no better tool for genuine improvement. According to the online version of the Oxford Dictionary at feedback is defined as “Information about reactions to a product, a person’s performance of a task etc. which is used as a basis for improvement.” In the workplace, feedback is a common commodity that is used to highlight either what you do well or what you should improve on. It’s a key part of growth and, when given correctly and with good intentions, it can be extremely valuable for improvement. continue reading »
Draft legislation addressing data breaches was released Friday, two days after a CUNA witness testified before a House Financial Services subcommittee on how these breaches harm credit unions. The draft bill, from Reps. Blaine Luetkemeyer (R-Mo.) and Carolyn Maloney (D-N.Y.), contains the principles CUNA’s witness said should be part of any legislation.“We thank the House Financial Services Committee for its attention to this issue this week, and to Reps. Luetkemeyer and Maloney for announcing this bill,” said CUNA President/CEO Jim Nussle. “We laid out in our testimony this week, and in past communications to Congress, what principles should be a part of data breach legislation. While changes to this legislation are bound to happen, it contains the essential principles we believe must be in any federal data breach legislation, and we’ll continue our engagement as the bill moves through the legislative process.” continue reading » 12SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr
continue reading » Cyberattacks hit the news again this week as Twitter suffered a massive hack aimed at some of the country’s most recognized and wealthiest figures, including Jeff Bezos, Kanye West and Elon Musk.According to a statement from Twitter, the hacked accounts urged followers to send money to a Bitcoin link and was “a coordinated social engineering attack by people who successfully targeted some of our employees with access to internal systems and tools.[i]”Individuals and organizations of all kinds are at increased risk of cyber fraud during the COVID-19 crisis. When the pandemic crisis hit the U.S. in March of this year, CO-OP transitioned 80% of our workforce to remote work in a matter of days. This enabled staff to continue serving our credit union clients without a hitch.That doesn’t mean the move was without risk. In fact, cybersecurity concerns were top of mind for Paul Love, CO-OP’s Chief Information Security and Privacy Officer. Paradoxically, he viewed it as more of a “people problem” than a technological challenge. ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr
Gov. Wolf Thanks Pennsylvanians for Their Part to Slow the Spread of COVID-19, Centre County to Move to Green May 26, 2020 Press Release, Public Health As part of a COVID-19 briefing, Governor Tom Wolf today thanked Pennsylvanians, including the Pennsylvania National Guard, for the many contributions to the pandemic response. He also announced that Centre County will move to green on Friday.“I personally want to thank our National Guard members and their families for their work, especially during these trying times,” Gov. Wolf said. “Just like other families across the commonwealth, I know our military families are facing new challenges. Some are overcoming these challenges while coping with one parent being away from home due to a deployment to a COVID-19 site. That’s really showing the strength of these dedicated, courageous Pennsylvanians.”He also thanked Pennsylvanians for their contributions that helped to move us toward a broader reopening of the state.“We’re able to make this progress toward safely reopening our economy because people are taking precautions and keeping themselves and their communities safe – whether it is a person wearing a mask or a business changing their operations to protect employees and customers,” Gov Wolf said. “I thank each and every one of you for doing your part.”On Friday, Gov. Wolf announced eight additional counties will move to yellow and 17 to green, effective at 12:01 a.m., this Friday. All remaining counties in red are expected to move to yellow by June 5 at 12:01 a.m.The counties moving to yellow on Friday include Dauphin, Franklin, Huntingdon, Lebanon, Luzerne, Monroe, Pike and Schuylkill.The 17 counties moving to green, also on Friday, include Bradford, Cameron, Clarion, Clearfield, Crawford, Elk, Forest, Jefferson, Lawrence, McKean, Montour, Potter, Snyder, Sullivan, Tioga, Venango and Warren. Centre County is eligible to move to green on May 29, so county officials chose to vote today to decide to move ahead and Centre will now be the 18th county to move to green on Friday.Counties that remain in red on May 29 and are expected to move to yellow by June 5 include Berks, Bucks, Chester, Delaware, Lackawanna, Lancaster, Lehigh, Northampton, Montgomery, and Philadelphia.The Wolf Administration released Summer Camp Guidance on Friday in the form of frequently asked questions for parents, summer camp operators, public bathing places, part-day school-age programs, and other entities that provide necessary child care and enrichment and recreational activities for children and youth during the summer months. This guidance is especially helpful as most counties are moving to yellow or green.“Because of our collective commitment to actions that reduce COVID-19 spread, several counties will be moving into the green phase on Friday,” Gov. Wolf said. “We’re continuing to ramp up testing and contact tracing across the state to help ensure we can identify cases and eliminate outbreaks even as we reopen our economy.Ver esta página en español. SHARE Email Facebook Twitter
Rises in Italy’s retirement age were established by the so-called ‘Fornero’ law in 2011, named after the then-labour and welfare minister Elsa Fornero. The law dramatically changed state pension provision and limited pension expenditure, but has been heavily criticised since. It was instrumental in building confidence among foreign investors that Italy would not default on its sovereign debt. Since its introduction, however, opposition parties have promised to scrap the law.Italy currently spends the equivalent of 16% of its GDP on pension payments every year. It is the highest spender on pensions in the European Union after Greece, and pensions are the largest item of expenditure on Italy’s balance sheet.Silvia Dall’Angelo, senior economist at Hermes Investment Management, said: “The sustainability of Italian debt is very narrow. Debt is at 132% of GDP, the second largest figure in the EU after Greece. The only way to sustain this is to run a primary surplus. The country cannot afford the luxury of diverging from its commitment to keep public expenditure tight.”She added: “The sustainability of debt dynamics relies crucially on containing expenditure on state pensions. It would be quite irresponsible to raise expenditure, yet anti-establishment parties who claim to be ‘fresh’ forces seem to rely on the old bad habit of promising unhealthy expenditure rises.”According to some estimates, halting the planned retirement age increases would cost the country €140bn in total by the year 2040. A recent study from the Italy’s finance ministry found that pension expenditure would rise to 17% of GDP when the country’s generation of baby boomers retired, while EU estimates put the figure at 20%.“All this means there isn’t much leeway to raise pension expenditure further,” added Dall’Angelo.Right-wing parties expected to form a coalition next year have made various pledges to improve pension benefits. The Northern League has promised to scrap the Fornero law, while Silvio Berlusconi’s Forza Italia party has pledged to raise base pension benefits to €1,000 per month.Meanwhile, a provision contained in the expenditure law allows workers nearing retirement to withdraw all their defined contribution pension savings. Previous attempts have been made to allow workers easier access to private pension savings in order to encourage take up of private pension plans.However, the measure under discussion would spell the “end of complementary pensions”, according to a scathing article by Alberto Brambilla, chairman of Itinerari Previdenziali, a pension think-tank. Italy’s parliament in session in 2015Credit: Presidenza della Repubblica Italian lawmakers are debating changes to state pensions that could undo the efforts made to stabilise the country’s public finances at the peak of the euro-zone debt crisis.With a general election taking place in the first half of next year, political parties are promising to lower the state pension age and increase pension benefits. Such promises, if maintained, would mean higher public spending that could put Italy’s debt dynamics back in the danger zone, according to experts.Last week the Italian Senate voted in favour of a measure to exclude workers in certain sectors from planned rises in retirement age, which reaches 67 years in 2019. The measure would exclude 10% of employees due to retire in 2019, including 14,600 workers in 15 different sectors such as nurses, teachers and employees of the building sector.The provision is contained in the 2018 ‘legge di bilancio’, the law that sets the items and limits of government expenditure for the coming year. The law has passed to the Chamber of Deputies, the Italian parliament’s lower house.
NewsHub 24 August 2018There has been a sharp increase in the number of people committing suicide, new statistics show.The coroner revealed on Friday 668 people died by suspected suicide from July 2017-June 2018. It’s the fourth year in a row the number has increased, and 10 percent more than the previous year’s figure of 606.“It’s a tragedy to see the number of self-inflicted deaths increase again,” said chief coroner Judge Deborah Marshall.“We need to keep talking about how to recognise the signs that someone may want to take their own life. If someone expresses thoughts and feelings about suicide, take them seriously.”The Mental Health Foundation said in a statement it is “deeply saddened” by the increase. It said Māori continue to be disproportionately represented in the statistics.“Today we will take some time to reflect on the loss of each person who died by suicide this year,” MHF chief executive Shaun Robinson says.“I know from my own experience that these are deeply personal tragedies and my deepest and most heartfelt condolences go out to all those who have lost someone to suicide.“If you know someone who is grieving, reach out to them today. Check in and ask how they are and how you can help. News like this can be especially overwhelming if you have recently lost someone to suicide.”READ MORE: https://www.newshub.co.nz/home/lifestyle/2018/08/statistics-show-sharp-rise-in-number-of-suicides.html